Professional Credit Education

Learn to build
800+ credit.
On your own.

Stop paying someone else to do what you can learn in weeks. Flagler Credit Academy teaches you the exact system professionals use — from reading your credit report to Metro2 disputes, building 800+, and accessing real business funding. Your pace. Your schedule. Your results.

Enroll Today See the Curriculum
★★★★★
Students building better credit
Module 01
📋
Credit Report Mastery
Learn to read and understand every line of your credit report like a professional.
Foundation
Module 03
⚡
Metro2 Compliance
The most powerful dispute method — attack specific data fields the way bureaus actually work.
Advanced
Module 06 ⭐ Pro
🏦
Business Credit Setup
EIN, DUNS, business structure — build a fundable business credit profile from scratch.
⭐ Pro Only
●Proven Strategies
●Lifetime Access
●Metro2 Training
●Bureau Dispute Templates
●Business Credit Module
●Private Community
●Business Credit Building
●Learn at Your Own Pace
●Proven Strategies
●Lifetime Access
●Metro2 Training
●Bureau Dispute Templates
●Business Credit Module
●Private Community
●Business Credit Building
●Learn at Your Own Pace
Who This Is For

Built for anyone who wants
control over their credit.

Bad credit, no credit, or chasing business capital — there's a path here for you.

😤
You have bad credit & want to fix it yourself

Learn the exact same strategies professionals charge hundreds of dollars a month to do for you. Master Metro2 disputes, bureau psychology, and build to 800+ on your own schedule.

📈
You want to build strong credit from scratch

Understand how the credit system actually works, what builds scores, what destroys them, and exactly how to establish a bulletproof credit profile from the ground up.

💼
You want business credit and access to real capital

Set up a fundable business entity, build your Paydex score, open vendor accounts, and position your business to access $50k–$250k in capital. This is exactly what the Pro tier was built for.

The Curriculum

Everything you need.
Nothing you don't.

5 modules personal · 3 modules Pro business · All future content free forever

8 Modules. Lifetime Access.

Modules 1–5 are personal credit repair. Modules 6–8 are Pro business credit. New content added regularly — free for all members.

Included in both plans
Pro plan only
01
Credit Report Mastery
Both Plans
Learn to read every section of your Equifax, Experian, and TransUnion reports like a professional. Understand scoring models, what's hurting you, and what to target first.
Foundation~45 min
02
Standard Dispute Strategies
Both Plans
Master the basics of disputing inaccurate information — the right way. Written dispute letters, what to say, what not to say, and how to follow up effectively.
Intermediate~55 min
03
Metro2 Compliance Method
Both Plans
The most powerful dispute method available. Attack specific data fields using the exact format bureaus and banks use internally — forcing responses instead of getting ignored.
Advanced~70 min
04
Stall Letters & Bureau Psychology
Both Plans
Bureaus fight back. Learn how to identify every stall tactic and escalate disputes that are being stonewalled. Never get ignored again.
Advanced~60 min
05
Building & Maintaining 800+ Credit
Both Plans
Disputes get you clean — this module keeps you there. Credit utilization, authorized users, credit mix, and the long-term habits of people who stay at 800+.
Mastery~80 min
⭐
Pro Plan Only — Modules 6, 7 & 8
Business Credit Building & Funding Strategies · Exclusive to Pro members
Upgrade to Pro →
06
Setting Up Your Business Credit Profile
⭐ Pro Only
EIN, DUNS number, business address, and the exact entity structure you need before building business credit. How to completely separate personal and business credit from day one.
Business Credit~70 min
07
Vendor Accounts & Building Your Paydex Score
⭐ Pro Only
Tier 1, 2, and 3 vendor accounts that report to business bureaus. Net-30 account strategies, building your D&B Paydex score, and setting up your Experian and Equifax business profiles.
Business Credit~75 min
08
Funding Strategies & Capital Access
⭐ Pro Only
Business credit cards without personal guarantees, SBA loans, business lines of credit, and how to access $50k–$250k in capital. How lenders actually evaluate your business file.
Funding~90 min
Pricing

Simple pricing.
Lifetime value.

One-time access. No monthly fees. No subscriptions. Learn forever.

Personal Credit
Personal Credit
Everything you need to repair your personal credit and build to 800+. 5 focused modules, proven methods, lifetime access.
$197
one-time payment · lifetime access
  • ✦5 personal credit modules (Modules 1–5)
  • ✦Metro2 compliance dispute method
  • ✦Full dispute letter vault
  • ✦Stall letter response guide
  • ✦Credit audit checklist
  • ✦Community access
  • ✦Certificate of completion
  • ✦Lifetime access + free updates forever
Get Personal Access →
⭐ Most Popular
Personal + Pro Business
Everything in Personal, plus 3 exclusive business credit modules to build business credit and access up to $250k in capital.
$249
one-time payment · lifetime access
  • ✦All 8 modules (5 Personal + 3 Business)
  • ✦Metro2 compliance dispute method
  • ✦Full dispute letter vault
  • ✦Module 6: Setting Up Business Credit
  • ✦Module 7: Vendor Accounts & Paydex Score
  • ✦Module 8: Funding Strategies & Capital Access
  • ✦Business credit roadmap & checklist
  • ✦Pro-only community channel
  • ✦Early access to new content
  • ✦Certificate of completion
  • ✦Lifetime access + free updates forever
Get Pro Access →
Want us to handle everything for you?

Prefer to let experts handle it? Flagler Credit Advisors does everything for you —
Disputes, Metro2 letters, bureau follow-ups, all of it. Sit back and watch your score climb!

Visit Flagler Credit Advisors →
Student Results

Real students.
Real transformations.

People who used our curriculum to fix their own credit — from at your own pace

★★★★★

"I was skeptical but after Module 3 I understood Metro2 better than I ever thought possible. Removed 4 collections in 60 days using the exact templates. Went from 544 to 712."

KW
Kevin W.
Self-repair student
★★★★★

"The Pro modules on business credit changed everything. Got my first Net-30 accounts in 2 weeks and my Paydex hit 80 in 3 months. Working toward my first business line of credit now."

RL
Regina L.
Now runs her own credit business
★★★★★

"I've bought three credit repair courses before this. None of them taught Metro2. This is the only one that actually explains how the bureaus work internally. Night and day difference."

AP
Andre P.
Credit repair student
Professional Credit Education

Knowledge is
the only wealth
that compounds.

Join Flagler Credit Academy and learn the exact system that moves scores from 500 to 800+. One payment. Lifetime access. Real results.

Enroll Today — From $197 Want It Done For You? Try Credit Advisors
FAQ

Questions?

Everything you need to know. Questions? Email
support@flaglercreditacademy.com

Yes — Flagler Credit Academy is available to anyone. The Academy is an educational platform with no geographic restrictions. Enroll and start learning today.
Most credit courses teach basic dispute letter tactics. We teach Metro2 compliance methodology — the same format banks and credit bureaus use internally. This is significantly more effective and is what professional credit advisors actually use. You're getting the real system, not watered-down advice.
Students typically see their first results within 45–90 days of sending their first properly formatted Metro2 disputes. Results depend on your specific credit file, but most students see meaningful score improvements within their first 3 months.
The Pro tier includes 3 exclusive modules covering business credit setup (EIN, DUNS, entity structure), building your Paydex score through vendor accounts, and funding strategies to access $50k–$250k in business capital. It's a complete roadmap from zero business credit to fundable business.
Flagler Credit Academy is an education platform — you learn and implement yourself. Flagler Credit Advisors is our done-for-you service where our team handles everything for you. Advisors is our done-for-you service. If you prefer to have experts handle it for you, visit flaglercreditadvisors.com.